{"id":1536,"date":"2024-04-24T10:02:27","date_gmt":"2024-04-24T14:02:27","guid":{"rendered":"https:\/\/umaine.edu\/afuresources\/?page_id=1536"},"modified":"2024-10-08T13:10:55","modified_gmt":"2024-10-08T17:10:55","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/umaine.edu\/afuresources\/community-resources\/health-insurance\/","title":{"rendered":"I need health insurance or help with affording healthcare."},"content":{"rendered":"<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id1536_b110d8-30{margin-top:40px;margin-bottom:140px;}.kb-row-layout-id1536_b110d8-30 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1536_b110d8-30 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1536_b110d8-30 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:40px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1536_b110d8-30{background-color:rgba(121,189,232,0.11);background-image:url('https:\/\/sites.umaine.edu\/wp-content\/uploads\/2023\/07\/91福利-Brand_Pattern_Swatches-Rain_NoBackground.png');background-size:cover;background-position:49% 46%;background-attachment:fixed;background-repeat:no-repeat;}.kb-row-layout-id1536_b110d8-30 > .kt-row-layout-overlay{opacity:0.30;}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-bottom-sep{height:100px;}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-bottom-sep svg{width:100%;}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-top-sep{height:100px;}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-top-sep svg{width:100%;}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-top-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px), only screen and (min-device-width: 1024px) and (max-device-width: 1366px) and (-webkit-min-device-pixel-ratio: 2) and (hover: none){.kb-row-layout-id1536_b110d8-30{background-attachment:scroll;}}@media all and (max-width: 1024px){.kb-row-layout-id1536_b110d8-30 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id1536_b110d8-30 .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id1536_b110d8-30 .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id1536_b110d8-30 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-bottom-sep{height:px;}.kb-row-layout-id1536_b110d8-30 .kt-row-layout-bottom-sep svg{width:%;}.kb-row-layout-id1536_b110d8-30{display:none !important;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1536_b110d8-30 alignfull kb-v-sm-hidden kt-row-has-bg um-UMLeftSlantInfoBox wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-bottom-sep kt-row-sep-type-sltl\"><svg viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\"><path d=\"M1000,0l-1000,100l1000,0l0,-100Z\" \/><\/svg><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1536_946042-fd > .kt-inside-inner-col,.kadence-column1536_946042-fd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1536_946042-fd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1536_946042-fd > .kt-inside-inner-col{flex-direction:column;}.kadence-column1536_946042-fd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1536_946042-fd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1536_946042-fd{position:relative;}@media all and (max-width: 1024px){.kadence-column1536_946042-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1536_946042-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1536_946042-fd inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id1536_0023fe-d9{margin-top:-30px;margin-bottom:-30px;}.kb-row-layout-id1536_0023fe-d9 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1536_0023fe-d9 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1536_0023fe-d9 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:1800px;margin-left:auto;margin-right:auto;padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, calc(50% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(50% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id1536_0023fe-d9 > .kt-row-layout-overlay{opacity:0.30;}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-bottom-sep{height:50px;}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-bottom-sep svg{width:100%;}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-top-sep{height:100px;}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-top-sep svg{width:100%;}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-top-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px){.kb-row-layout-id1536_0023fe-d9 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 1024px){.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id1536_0023fe-d9 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-bottom-sep{height:px;}.kb-row-layout-id1536_0023fe-d9 .kt-row-layout-bottom-sep svg{width:%;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1536_0023fe-d9 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1536_f860ea-43 > .kt-inside-inner-col{padding-top:60px;padding-left:60px;}.kadence-column1536_f860ea-43 > .kt-inside-inner-col,.kadence-column1536_f860ea-43 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1536_f860ea-43 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1536_f860ea-43 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1536_f860ea-43 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1536_f860ea-43 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1536_f860ea-43{position:relative;}.kadence-column1536_f860ea-43, .kt-inside-inner-col > .kadence-column1536_f860ea-43:not(.specificity){margin-top:40px;margin-right:7px;}@media all and (max-width: 1024px){.kadence-column1536_f860ea-43 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1536_f860ea-43 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1536_f860ea-43 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1536_0e0172-db, .wp-block-kadence-advancedheading.kt-adv-heading1536_0e0172-db[data-kb-block=\"kb-adv-heading1536_0e0172-db\"]{margin-left:60px;text-align:center;font-size:30px;font-style:normal;color:#003263;background-color:rgba(255,255,255,0.1);}.wp-block-kadence-advancedheading.kt-adv-heading1536_0e0172-db mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1536_0e0172-db[data-kb-block=\"kb-adv-heading1536_0e0172-db\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1536_0e0172-db img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1536_0e0172-db[data-kb-block=\"kb-adv-heading1536_0e0172-db\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1536_0e0172-db wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1536_0e0172-db\"><strong>Health Insurance <\/strong><\/h3>\n\n\n\n<p>There are public and private options for individuals who don&#8217;t receive health insurance through their employer. Two of the primary options are through plans offered privately through Maine&#8217;s Health Insurance Marketplace and public health insurance program through MaineCare and Medicare.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column1536_bcc864-74 > .kt-inside-inner-col{padding-top:0px;}.kadence-column1536_bcc864-74 > .kt-inside-inner-col,.kadence-column1536_bcc864-74 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1536_bcc864-74 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1536_bcc864-74 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1536_bcc864-74 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1536_bcc864-74 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1536_bcc864-74{position:relative;}.kadence-column1536_bcc864-74, .kt-inside-inner-col > .kadence-column1536_bcc864-74:not(.specificity){margin-top:40px;margin-right:0px;margin-left:0px;}@media all and (max-width: 1024px){.kadence-column1536_bcc864-74 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1536_bcc864-74 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1536_bcc864-74 inner-column-2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-image.kb-image1536_f84b4c-9c:not(.kb-specificity-added):not(.kb-extra-specificity-added) > figure{margin-top:0px;margin-right:0px;margin-left:60px;}.kb-image1536_f84b4c-9c.kb-image-is-ratio-size, .kb-image1536_f84b4c-9c .kb-image-is-ratio-size{max-width:303px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image1536_f84b4c-9c.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image1536_f84b4c-9c .kb-image-is-ratio-size{align-self:unset;}.kb-image1536_f84b4c-9c figure{max-width:303px;}.kb-image1536_f84b4c-9c .image-is-svg, .kb-image1536_f84b4c-9c .image-is-svg img{width:100%;}.kb-image1536_f84b4c-9c .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image1536_f84b4c-9c\"><figure class=\"alignleft size-large\"><img decoding=\"async\" src=\"https:\/\/sites.umaine.edu\/wp-content\/uploads\/2023\/12\/home-page-photo.png\" alt=\"A photo of a nursing student working on a dummy. \" class=\"kb-img\" \/><\/figure><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id1536_9a458a-b0{margin-top:0px;margin-bottom:30px;}.kb-row-layout-id1536_9a458a-b0 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1536_9a458a-b0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1536_9a458a-b0 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1536_9a458a-b0{background-color:rgba(121,189,232,0.4);}.kb-row-layout-id1536_9a458a-b0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1536_9a458a-b0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1536_9a458a-b0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1536_9a458a-b0 alignfull kt-row-has-bg um-UMBlueInfoBoxSingle wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col{padding-top:20px;padding-right:30px;padding-bottom:30px;padding-left:30px;}.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col,.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1536_7ae6cc-18{position:relative;}@media all and (max-width: 1024px){.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1536_7ae6cc-18 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1536_7ae6cc-18 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1536_e6884f-65, .wp-block-kadence-advancedheading.kt-adv-heading1536_e6884f-65[data-kb-block=\"kb-adv-heading1536_e6884f-65\"]{text-align:center;font-style:normal;color:#003263;}.wp-block-kadence-advancedheading.kt-adv-heading1536_e6884f-65 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1536_e6884f-65[data-kb-block=\"kb-adv-heading1536_e6884f-65\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1536_e6884f-65 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1536_e6884f-65[data-kb-block=\"kb-adv-heading1536_e6884f-65\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1536_e6884f-65 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1536_e6884f-65\"><strong>Maine Health Insurance Marketplace<\/strong><\/h3>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#003263\">CoverME.gov is Maine&#8217;s health insurance marketplace that allows Mainers to compare affordable health insurance plans. From the CoverME.gov website: &#8220;You can see plan features, benefits, and your total estimated costs for services, as well as premiums and deductibles, side-by-side and review which plans include your doctors, prescription drugs, and more. The tool also allows you to see an estimate of the financial assistance you may qualify for, just by answering a few basic questions.&#8221;&nbsp; <\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns1536_0d63a8-e9{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns1536_0d63a8-e9 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns1536_0d63a8-e9\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button{color:#ffffff;background:#003263;font-size:nonepx;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;padding-top:7px;padding-right:25px;padding-bottom:7px;padding-left:25px;}.wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button:focus{color:#003263;background:#ffffff;border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}.wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_c2ebb1-f7.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn1536_c2ebb1-f7 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/www.coverme.gov\/home\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"kt-btn-inner-text\"><strong>CoverME.gov<\/strong><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id1536_c8929b-4b{margin-top:0px;margin-bottom:30px;}.kb-row-layout-id1536_c8929b-4b > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1536_c8929b-4b > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1536_c8929b-4b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1536_c8929b-4b{background-color:rgba(121,189,232,0.4);}.kb-row-layout-id1536_c8929b-4b > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1536_c8929b-4b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1536_c8929b-4b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1536_c8929b-4b alignfull kt-row-has-bg um-UMBlueInfoBoxSingle wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1536_e7e393-ab > .kt-inside-inner-col{padding-top:20px;padding-right:30px;padding-bottom:30px;padding-left:30px;}.kadence-column1536_e7e393-ab > .kt-inside-inner-col,.kadence-column1536_e7e393-ab > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1536_e7e393-ab > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1536_e7e393-ab > .kt-inside-inner-col{flex-direction:column;}.kadence-column1536_e7e393-ab > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1536_e7e393-ab > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1536_e7e393-ab{position:relative;}@media all and (max-width: 1024px){.kadence-column1536_e7e393-ab > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1536_e7e393-ab > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1536_e7e393-ab inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1536_5366b1-a8, .wp-block-kadence-advancedheading.kt-adv-heading1536_5366b1-a8[data-kb-block=\"kb-adv-heading1536_5366b1-a8\"]{text-align:center;font-style:normal;color:#003263;}.wp-block-kadence-advancedheading.kt-adv-heading1536_5366b1-a8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1536_5366b1-a8[data-kb-block=\"kb-adv-heading1536_5366b1-a8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1536_5366b1-a8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1536_5366b1-a8[data-kb-block=\"kb-adv-heading1536_5366b1-a8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1536_5366b1-a8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1536_5366b1-a8\"><strong>MaineCare<\/strong><\/h3>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#003263\">From the MaineCare website:  &#8220;MaineCare provides free and low-cost health insurance to Mainers who meet certain requirements, based on household composition and income. There are also additional options for people with disabilities and certain health conditions, young adults who have been in foster care, and those who need long-term care.&#8221;<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns1536_3c0000-f1{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns1536_3c0000-f1 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns1536_3c0000-f1\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button{color:#ffffff;background:#003263;font-size:nonepx;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;padding-top:7px;padding-right:25px;padding-bottom:7px;padding-left:25px;}.wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button:focus{color:#003263;background:#ffffff;border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}.wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_603ce6-ea.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn1536_603ce6-ea kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/www.maine.gov\/dhhs\/ofi\/programs-services\/health-care-assistance\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"kt-btn-inner-text\"><strong>MaineCare Website<\/strong><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id1536_400efa-fe{margin-top:0px;margin-bottom:30px;}.kb-row-layout-id1536_400efa-fe > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1536_400efa-fe > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1536_400efa-fe > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1536_400efa-fe{background-color:rgba(121,189,232,0.4);}.kb-row-layout-id1536_400efa-fe > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1536_400efa-fe > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1536_400efa-fe > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1536_400efa-fe alignfull kt-row-has-bg um-UMBlueInfoBoxSingle wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1536_117cd1-e1 > .kt-inside-inner-col{padding-top:20px;padding-right:30px;padding-bottom:30px;padding-left:30px;}.kadence-column1536_117cd1-e1 > .kt-inside-inner-col,.kadence-column1536_117cd1-e1 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1536_117cd1-e1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1536_117cd1-e1 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1536_117cd1-e1 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1536_117cd1-e1 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1536_117cd1-e1{position:relative;}@media all and (max-width: 1024px){.kadence-column1536_117cd1-e1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1536_117cd1-e1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1536_117cd1-e1 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1536_609339-f6, .wp-block-kadence-advancedheading.kt-adv-heading1536_609339-f6[data-kb-block=\"kb-adv-heading1536_609339-f6\"]{text-align:center;font-style:normal;color:#003263;}.wp-block-kadence-advancedheading.kt-adv-heading1536_609339-f6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1536_609339-f6[data-kb-block=\"kb-adv-heading1536_609339-f6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1536_609339-f6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1536_609339-f6[data-kb-block=\"kb-adv-heading1536_609339-f6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1536_609339-f6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1536_609339-f6\"><strong>Medicare<\/strong><\/h3>\n\n\n\n<p class=\"has-text-color\" style=\"color:#003263\">&#8220;Medicare is health insurance for people 65 or older. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig\u2019s disease).&nbsp;Some people get Medicare automatically, others have to actively sign up &#8212; it depends if you start getting retirement or disability benefits from Social Security before you turn 65.&#8221; <\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#003263\">The Medicare.gov website provides basic information about the Medicare program and next steps.<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#003263\">The Maine State Health Insurance Assistance Program offers trained health insurance counselors within the state to answer questions about Medicare and other insurance issues. <\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#003263\">The Medicare &amp; You handbook is the government&#8217;s official guide to the Medicare program and can be downloaded at the website below.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns1536_5ed80f-cb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns1536_5ed80f-cb .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns1536_5ed80f-cb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button{color:#ffffff;background:#003263;font-size:nonepx;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;padding-top:7px;padding-right:25px;padding-bottom:7px;padding-left:25px;}.wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button:focus{color:#003263;background:#ffffff;border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}.wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_6181f2-b0.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn1536_6181f2-b0 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/www.medicare.gov\/basics\/get-started-with-medicare\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"kt-btn-inner-text\"><strong>Medicare.gov<\/strong><\/span><\/a>\n\n<style>ul.menu .wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button{color:#ffffff;background:#003263;font-size:nonepx;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;padding-top:7px;padding-right:25px;padding-bottom:7px;padding-left:25px;}.wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button:focus{color:#003263;background:#ffffff;border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}.wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_96689b-84.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn1536_96689b-84 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/www.maine.gov\/dhhs\/oads\/get-support\/older-adults-disabilities\/older-adult-services\/ship-medicare-assistance\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"kt-btn-inner-text\"><strong>State Health Insurance Assistance Program<\/strong><\/span><\/a>\n\n<style>ul.menu .wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button{color:#ffffff;background:#003263;font-size:nonepx;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;padding-top:7px;padding-right:25px;padding-bottom:7px;padding-left:25px;}.wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button:focus{color:#003263;background:#ffffff;border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button{border-top:2px solid #003263;border-right:2px solid #003263;border-bottom:2px solid #003263;border-left:2px solid #003263;}.wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn1536_af8698-8c.kb-button:focus{border-top-color:#003263;border-top-style:solid;border-right-color:#003263;border-right-style:solid;border-bottom-color:#003263;border-bottom-style:solid;border-left-color:#003263;border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn1536_af8698-8c kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/www.medicare.gov\/medicare-and-you\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"kt-btn-inner-text\"><strong>Medicare &amp; You Handbook<\/strong><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Health Insurance There are public and private options for individuals who don&#8217;t receive health insurance through their employer. Two of the primary options are through plans offered privately through Maine&#8217;s Health Insurance Marketplace and public health insurance program through MaineCare and Medicare. Maine Health Insurance Marketplace CoverME.gov is Maine&#8217;s health insurance marketplace that allows Mainers [&hellip;]<\/p>\n","protected":false},"author":578,"featured_media":0,"parent":1372,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-1536","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>I need health insurance or help with affording healthcare. - Age-Friendly 91福利 Resources - University of Maine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/umaine.edu\/afuresources\/community-resources\/health-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"I need health insurance or help with affording healthcare. - Age-Friendly 91福利 Resources - University of Maine\" \/>\n<meta property=\"og:description\" content=\"Health Insurance There are public and private options for individuals who don&#8217;t receive health insurance through their employer. Two of the primary options are through plans offered privately through Maine&#8217;s Health Insurance Marketplace and public health insurance program through MaineCare and Medicare. 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